Drive Protected, Not Just Legal
Third-party motor insurance is mandatory by law, but it only covers damage to others. A comprehensive policy also protects your own vehicle against accidents, theft, fire, and natural calamities — and with the right add-ons, you avoid depreciation deductions on claims.
- Instant policy issuance and renewal, no paperwork delays
- Cashless repairs at a wide network of garages
- Zero depreciation, engine protection & roadside assistance add-ons
- No Claim Bonus (NCB) transfer support when you switch insurers
Types of Motor Insurance We Offer
Third-Party Cover
The legally mandatory minimum, covering damage to others.
Comprehensive Car Insurance
Covers your car plus third-party liability in one policy.
Two-Wheeler Insurance
Comprehensive & third-party plans for bikes and scooters.
Zero-Dep Add-On
Full claim amount without depreciation deduction on parts.
Commercial Vehicle Insurance
Cover for taxis, trucks and business fleets.
Renewal & NCB Transfer
Switch insurers without losing your no-claim bonus.
Frequently Asked Questions
What's the difference between third-party and comprehensive cover?
Third-party only covers damage you cause to another person's vehicle or property. Comprehensive covers that, plus damage to your own vehicle from accidents, theft, fire and natural disasters.
Will I lose my No Claim Bonus if I switch insurers?
No — NCB is attached to you as the policyholder, not the insurer. We handle the transfer paperwork so your accumulated discount carries over.
Is zero-depreciation cover worth the extra premium?
For cars under 5 years old, yes — it usually pays for itself the first time you make a claim on parts like bumpers or headlights, which depreciate quickly under standard policies.
