Why Health Insurance Is Non-Negotiable
Medical inflation in India runs well above general inflation. A single hospitalization can wipe out years of savings. Health insurance protects your finances from the unpredictable cost of illness or accident — and with cashless networks, you get treated first and worry about paperwork later.
- Cashless hospitalization at network hospitals nationwide
- Coverage for pre & post-hospitalization expenses
- No-claim bonus that increases your cover every claim-free year
- Tax benefit under Section 80D
Types of Health Insurance We Offer
Individual Health Plan
Standalone cover tailored to one person's medical needs.
Family Floater
One policy, shared sum insured, covers your entire family.
Senior Citizen Plans
Designed for parents, with coverage for age-related conditions.
Critical Illness Cover
Lump sum payout on diagnosis of illnesses like cancer or heart disease.
Top-Up / Super Top-Up
Boosts your existing cover affordably once a threshold is crossed.
Group Health Insurance
Cover for your employees or business team.
Frequently Asked Questions
Will pre-existing diseases be covered?
Most insurers cover pre-existing conditions after a waiting period, typically 2–4 years. We'll help you find an insurer with the shortest waiting period for your specific condition.
How much health cover is enough for a family of four?
In metro cities, a family floater of at least ₹10–15 lakh, topped up with a super top-up plan, is a commonly recommended starting point. It depends on your city and family health history.
Can I port my existing health policy to a better one?
Yes, health insurance portability lets you switch insurers without losing your accumulated waiting-period and no-claim benefits. We can manage the entire porting process for you.
